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Small business accountantsFind an accountant for your small business
A good small business accountant saves you more than they cost: they keep you compliant, cut your tax bill legally, and give you numbers you can actually run the business on. Here is what they do, what they charge and how to pick one.
Get matched with an accountantWhat a small business accountant does
- Business tax returns: federal and state returns in the USA, or Corporation Tax and Self Assessment in the UK
- Tax planning through the year, not just at filing time
- Choosing the right structure: sole proprietor, LLC, S corp or C corp in the USA; sole trader or limited company in the UK
- Bookkeeping and payroll, or checking the work of your bookkeeper
- Sales tax or VAT registration and returns
- Year-end accounts and financial statements for lenders and investors
- Cash flow forecasts and budgets
- Dealing with the IRS or HMRC if they have questions
When do you need an accountant?
Many businesses start with simple software and do their own books. The moment to bring in an accountant is usually one of these: your first business tax return, hiring your first employee, registering for sales tax or VAT, profit growing to the point where your structure matters, applying for a loan, or a letter from the tax authority you do not understand.
Bringing one in early is usually cheaper than fixing mistakes later, especially with structure. For example, in the USA many profitable LLCs can reduce self-employment tax by electing S corp status, and in the UK many sole traders reach a point where a limited company is more tax-efficient. Those decisions are best made with an accountant. See Do I need an accountant for my small business?
How much does a small business accountant cost?
Most small business accountants offer monthly packages that combine bookkeeping review, payroll, quarterly tax estimates and the annual return, or charge a fixed fee per return. Hourly rates are more common for one-off advice and dealing with tax authority inquiries. A CPA usually costs more than an unlicensed accountant or bookkeeper, but can do more, including representing you before the IRS.
Ask for a written quote that says exactly what is included and how many hours of questions you can ask. Our guide How much does an accountant cost? explains the main fee types.
How to choose a small business accountant
Look for your industry
An accountant who already works with businesses like yours, such as e-commerce, trades, restaurants or agencies, will know the deductions and pitfalls.
Check their qualification
In the USA, check a CPA's license with the state board of accountancy. In the UK, look for membership of a body such as ICAEW, ACCA or AAT. Every listing shows the professional body and membership number.
Match their software
If you use QuickBooks, Xero or FreshBooks, choose someone who works in it every day.
Ask how they communicate
Will you have one named contact? How fast do they reply? Do they meet with you during the year or only at tax time?
Request sent
Here’s what happens next:
- We check your request, usually the same working day.
- Up to 3 suitable accountants receive it.
- They contact you directly. You’re free to choose.
We’ve emailed you a copy. Nothing there? Check your spam folder.
Related guides
- Do I need an accountant for my small business?
- How much does an accountant cost?
- CPA vs accountant vs bookkeeper vs enrolled agent
- Profit margin calculator
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